Next Insurance offers business insurance packages specifically designed for freelancers and other small business owners. Through their online platform, you can easily request a quote, explore your options, and purchase insurance.
Professional liability insurance protects freelancers from claims that arise from mistakes and errors on the job, such as causing bodily harm to others or damaging their property.
Insurance Options
Next makes it easy for freelancers to get quotes and purchase business insurance online. The process takes about 10 minutes and includes nine different types of insurance. Individuals can also customize their packages to fit their needs. They offer 24/7 customer service and a quick proof of insurance, making it easy for clients to show that they are insured.
Freelancers need general liability insurance to protect themselves from legal expenses and third-party damages resulting from their work. Workers’ compensation, professional liability, and commercial auto insurance are also important for freelancers. These policies cover loss of income if you are unable to work due to an accident or equipment damage. Typically, you can purchase all of these policies together as a Business Owners Policy (BOP), but they can also be purchased separately.
Next has business insurance plans for a variety of industries, including beauty, fitness, education, cleaning, consulting, and more. They also have policies specifically for taxi drivers and people who run a business from home. NerdWallet found that, unlike some of its competitors, Next focuses on business insurance for small businesses and the self-employed. This means that the application process is simple, experts can answer questions quickly, and the company has an online platform that makes it easy to manage policies, add policyholders, and show proof of coverage.
How much
Whether you are self-employed full-time or part-time, you still need to protect yourself just in case. With Next, you can choose the policy that best suits your needs, and it’s powered by Munich Re, a leading global insurance company with an A- (Excellent) rating from independent ratings agency A.M.
When you activate your policy through their website or mobile app, you’ll quickly receive a Certificate of Insurance (COI). This makes it easy to quickly prove that you’re covered for a show or project. You can also change and print country information on the fly if needed!
Next Insurance customers love the fast and helpful customer service. You can contact them by phone, email, or live chat, making it easy to get help when you need it. Plus, Next makes it easy to customize plans and save money by bundling them together.
Some reviewers had trouble canceling their Next Insurance policies, while others experienced rate increases. However, most reviewers appreciate its ease of use and competitive pricing, saying it’s the perfect solution for small businesses looking to simplify the process of buying and managing insurance.
Explain
Request a quote, purchase, and process your business policy easily online with Next Insurance. You don’t have to worry about anything because they offer great customer service, competitive pricing, and comprehensive coverage. You can also quickly file your claim online and attach supporting documents.
To get a quote for an insurance plan from NEXT, all you have to do is select the type of coverage you want and answer a few simple questions. Once you’ve completed this step, you can add more coverage options if needed. The entire process can then be completed in a few minutes. NEXT offers several types of insurance, such as general liability, industrial property, and business income insurance. They also offer additional coverage for specific risks such as professional liability and pollution risk.
No matter what coverage you choose, NEXT offers a simple application process, knowledgeable experts to answer questions, and the ability to obtain a free Certificate of Insurance (COI)—everything a small business owner needs to stay safe and compliant.
NEXT has been awarded an A- (Excellent) rating by AM Best, which indicates how financially sound an insurance company is and how well it can pay claims in the event of a major loss. Additionally, they receive fewer complaints than other providers due to their low complaint scores. Gusto automatically syncs banking information with NEXT, making updates easy
